What We Offer

No matter where you are in life – just starting out, raising a family, or looking to retirement – we offer solutions that can help Americans realize the financial security and peace of mind they are looking for. Because life is unpredictable.

Discover what makes Federal Life, a trusted choice for financial security.

My EssentialCare (MyEC) combines up to six of the most common types of insurance into one plan, giving you and your family a blanket of protection that can expand and supplement your existing coverage while protecting your income and savings.

Below are some of the benefits included in a MyEC plan. And keep in mind all benefits are payable as a lump sum, directly to the insured. Acceptance into the plan is guaranteed!

Accident Injuries and Treatments

  • Injury – e.g., broken hip, leg or arm, dislocated wrist or collarbone
  • Medical service – e.g., doctor’s office, urgent care, the ER

Critical Illness and Cancer

  • Invasive and non-invasive cancer, skin cancer, heart attack, organ failure, end stage renal disease, stroke, sudden cardiac arrest, bone marrow transplant, coronary artery disease

Accidental Death and Dismemberment

  • Accidental death
  • Coma
  • Dismemberment
  • Irreversible paralysis

Hospital Care

  • Hospital admission/confinement

ICU Admission/Confinement, Short Term Disability, Term Life Insurance

With MyEssentialCare you receive a direct payment that can be used for deductibles, any out-of-pocket expenses, common hidden costs like childcare, travel and lodging—or however you choose. Acceptance is guaranteed!

For more information, contact us at 800.233.3750.

*MyEC is not an individual product and must be purchased through an employer benefits program.

Accident and Health Coverage

Medicare Supplement Insurance

Effective August 1, 2025, Federal Life Insurance Company will no longer accept new business applications for Medicare supplement sales. There is no impact to existing business. We will continue to service all existing Medicare supplement policies.

Medicare Supplement For questions, please contact us at: 800.784.5403 | FedLifeSalesSupport@medsuppservices.com

Fixed and Indexed Annuities

Planning for your future income can give you the gift of financial freedom in retirement. Whether you’re just starting to save, are looking to diversify your retirement strategy, or are ready to start receiving retirement income, we can help.

Choose from:

  • Market Shield Plus – A single premium deferred annuity with fixed and index-linked options.
  • Flexi/Saver – A multi-pay plan that allows you to save for retirement on your terms, starting with as little as $25 per month.
  • Maxi/Saver Guarantee Series – A single premium deferred annuity that provides a competitive interest rate that is guaranteed for the first 5 or 7 contract years for a minimum single premium of $5,000.

Fixed and Indexed Annuities For more information, contact us at 800.233.3730.

CONTACT US

Interstate Life Insurance Company.
0001 Sunset Drive, Suite 12
Santa Barbara, CA 01011

Have a Question:? Contact Us

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