Interstate Life’s final expense plans are designed for customers seeking affordable, level premiums and lower face amounts for end-of-life expenses. The Express Plan is a simplified issue whole life plan with face amounts from $2,500 to $25,000. The Graded Benefit Whole Life Plan is a great alternative for individuals with some health issues who don’t qualify for The Express Plan, and it also offers face amounts from $2,500 to $25,000.
Advantages
- Provides a level death benefit for final expenses or any need for a small amount of life insurance
- Lifetime coverage at premium rates guaranteed never to increase
- Death benefit is generally received Federal income tax free
- Easy to apply – simplified application
- Simplified Underwriting – No medical exam
Product Details
- Issue Ages: 40-80 (age last birthday)
- Minimum Face Amount: $2,500
- Maximum Face Amount: $25,000
- Guaranteed level premiums to age 100
- Guaranteed cash value
(available in: AL, AK, AZ, CO, FL, GA, HI, ID, IL, IN, IA, KY, LA, MD, MI, MN, MO, NJ, NM, NC, OH, PA, SC, TN, TX, UT, VA, WI)
A modified version of The Express Plan is available in California:
California Version Product Details:
- Issue Ages: 30-80 (age last birthday)
- Minimum Face Amount: $2,500
- Maximum Face Amount: $25,000
- Guaranteed level premiums to age 100
- Guaranteed cash value
- Simplified underwriting
The information presented herein is not a complete description of Interstate Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact the Home Office.
Advantages
- Guaranteed level premiums to age 100
- Guaranteed cash value
- Simplified underwriting
Product Details
- Issue Ages: 40-80 (age last birthday)
- Minimum Face Amount: $2,500
- Maximum Face Amount: $25,000
- Death benefit payments :
- Year 1 – premium paid x 1.2
- Year 2 – premium paid x 1.4
- Year 3 & On – level death benefit for life or until age 100
- Endowment for face amount at age 100
- Accidental death in any year – death benefit equals full face amount
The information presented herein is not a complete description of Interstate Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact the Home Office.
Questions?
Contact Marketing Administration
Phone: (800) 233-3750
ext. 506
Fax: (847) 520-7651
marketingadmin@interstatelife.com
.
.