Income Security Shield is a single premium immediate annuity designed to help your customers enjoy guaranteed retirement income and fundamental annuity advantages without the wait. This plan allows your customers to purchase Income Security Shield with a one-time premium and begin receiving payments immediately.* Income Security Shield offers customized payout options via direct deposit which makes accessing money simple and convenient. Gain peace of mind with guaranteed retirement income that can last a lifetime.


  • Guaranteed income that will not fluctuate based on market conditions
  • Direct deposit offers easy and convenient access to funds
  • A variety of customized payout options, including joint and survivor
  • Flexibility and long-term security

Product Details 

  • Issue Ages: 0-85
  • Minimum Single Premium: $5,000
  • Payout Options:
    • Life Only
    • Period Certain Only
    • Life with Period Certain
    • Life with Cash Refund
    • Life with Installment Refund
    • Joint & X% Survivor with Period Certain
    • Joint & X% Survivor with Cash Refund
    • Joint & X% Survivor with Installment Refund
  • Joint %’s available:
    • 50%
    • 75%
    • 100%
  • Periods Certain available:
    • 5 years
    • 10 years
    • 15 years
    • 20 years

*The first payment is made at least one month after premium is received, and must be made within 12 months of contract issue. Premium tax varies by state. Federal tax penalties may be imposed upon certain transactions. Refer to policy for complete terms and conditions. 

The information presented herein is not a complete description of Interstate Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact the Home Office.


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Phone: (800) 233-3750
ext. 506 

Fax: (847) 520-7651

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