Maintain your lifestyle in retirement with
Long-Term Growth with Fixed
and Index-Linked Options.
Planning ahead now gives you options in the future. Interstate Life retirement plans are designed to help you give your future self the gift of financial freedom. Interstate Life can help you whether you’re just starting to save, are looking to diversify your retirement strategy, or are ready to start receiving retirement income.
Long-Term Growth with Fixed and Index-Linked Options Product Details
Product Name: Market Shield Plus
Product Type: Single Premium Deferred Annuity with Fixed and Index-Linked Options
Issue Ages: 0-80
Minimum Single Premium: $10,000
What is Market Shield Plus?
Market Shield Plus is a single premium deferred annuity with fixed and index-linked options. It allows you to build your long-term savings by earning interest as the market increases, while protecting your principal during periods of decline. Your funds will be growing on a tax-deferred basis, too.
Market Shield Plus offers three allocation options. There are 2 index-linked allocation options that earn interest on an annual basis, based on S&P500® performance. There is 1 fixed allocation option, which earns interest at a competitive current rate on an annual basis.
• No annual service charge
• Earnings will never be less than zero.
• Unique optional Income Shield Rider provides pension-like income, without having to annuitize your contract.*
• A variety of income payment options available.
• Nursing Home Rider – This rider allows you to make either a full or partial withdrawal from your Account Value without incurring Surrender Charges if you are confined to a qualified nursing home. The Nursing Home Rider is automatically added to your base contract at the time of purchase, free of charge. Issue Ages: 0-74 (age last birthday).
• Income Security Shield – Income Benefit Rider available for an additional annual fee.